Smart Mortgages

You can contact Smart Mortgages by phone on +353 1 820 9000, by email at info@smartmortgages.ie, or through their website at https://smartmortgages.ie. Their office is located at 8 Phoenix Court, Castleknock, Dublin 15. Most Dublin mortgage brokers offer an initial consultation by phone, video call, or in person — it is usually free and without obligation.

Smart Mortgages is based in Castleknock, Dublin 15, and regularly advises clients across Castleknock and the wider D15 area. Most Dublin mortgage brokers are happy to work with clients anywhere in Ireland because documents, signatures, and lender communication are largely digital — contact them directly to confirm whether they cover your location.

Yes. Smart Mortgages lists first-time buyers as one of their specialisms. They can guide you through Approval in Principle, the Help to Buy refund scheme, and the First Home Scheme, and help you understand the Central Bank of Ireland's 4x income cap and 90% loan-to-value limit that apply to first-time buyers.

Yes. Smart Mortgages lists self-employed mortgages as one of their specialisms. Self-employed applications typically require two to three years of certified accounts, recent tax returns, and evidence of drawings — a broker who specialises in this area will know which lenders treat self-employed income most favourably.

An initial meeting with Smart Mortgages is usually 45-60 minutes, free, and without obligation. Expect to discuss your income, deposit, existing debts, and timeline. Bring recent payslips, a current account statement, and a rough idea of the property price you are targeting. The broker will explain which lenders on their panel are the best match and what documents you will need to progress to Approval in Principle.

Most Dublin mortgage brokers, including those listed on Dublish, are paid a commission by the lender once your mortgage completes, so there is typically no direct cost to the borrower. Some brokers charge an additional advice or arrangement fee for complex cases (for example, self-employed, non-standard income, or multiple properties). Always ask Smart Mortgages to confirm their fee structure in writing before you engage them — this is a requirement under Central Bank of Ireland consumer protection rules.

The rating shown for Smart Mortgages — 4.6 from 45 reviews — is aggregated from third-party review platforms, not collected by Dublish. These are third-party reviews submitted by the broker's own clients on public platforms. Dublish surfaces this data to help you compare brokers; we do not verify individual reviews or moderate their content. We recommend reading the underlying reviews on the source platform before deciding.

No. Dublish maintains an independent directory of Dublin mortgage brokers and is not affiliated with Smart Mortgages. We do not take payment for placement and brokers cannot pay to appear higher in our listings. If you spot out-of-date contact details or information on this page, please let us know and we will correct it.

Yes — you can visit Smart Mortgages's website at https://smartmortgages.ie to learn more about their services, team, and regulatory details. All regulated mortgage brokers in Ireland must display their firm name, address, and Central Bank of Ireland registration reference on their website.